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10 Best Financial planning apps on Android and IOS

Financial planning apps

Financial planning apps: There are many services for planning personal finances. Some take photographs of checks, others recognize transactions from a mobile bank, and in others, several people can manage the budget at the same time.

We’ll try to figure out which application will help bring the accounting of income and expenses to automaticity and is right for you.

10 Best Financial planning apps on Android and IOS. A very simple application for recording income and expenses. Allows you to specify the desired categories of income (for example, salary, allowance, etc.) and expenses (housing and communal services, training, purchases).

Financial planning apps: Recognizes operations from a mobile bank: you just need to copy SMS from the bank, open the application – there will be a message with a proposal to add operation. You just have to attribute the amount from SMS to the desired category – in expense or in income. You can keep records in several currencies, distribute money across several wallets and maintain a table of debts.

Limited functionality is available for free. The full version of the application – form $1 per month.

Level of financial literacy: initial.

To suit: those who have just begun to monitor their income and expenses and want to understand how much they spend and earn per month.

Platforms: iOS , Android .

10 Best Financial planning apps on Android and IOS

  • Coinkeeper

The application with the most convenient widget for adding operations: drag a coin from the desired account to the expense item and deposit the amount. On one screen: income, expense categories and spending amounts, available accounts and their balances. The application can recognize SMS from banks, but only on Android devices. The “automatic budget” function calculates the main expense items for the month. You can keep a family budget and plan purchases.

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Limited functionality is available for free. The full version of the application – from $3 per month.

Level of financial literacy: initial.

To suit: those who maintain a family budget, and those who constantly use several bank cards.

Platforms: iOS , Android .

10 Best Financial planning apps on Android and IOS

  • Monefy

Simple service with a nice and intuitive interface. It is synchronized with several devices, so that at any convenient time to make expenses “in two clicks.” All the necessary information is available on the main screen: the expense chart for a day, week or month (as you prefer) is immediately divided into categories (when you click on a category – more information), there are buttons for accounting for expenses. You can set a budget for the month. Some functions, such as a password to enter the application, are available only to users of the paid version.

It is supported in Russian. Limited functionality is available for free. The Monefy Pro version is $8 per month.

Level of financial literacy: initial.

To suit: those who are just starting to keep track of income and expenses and looking for the most simple and intuitive interface.

Platforms: iOS , Android .

10 Best Financial planning apps on Android and IOS

  • Easyfinance

An application with rich functionality, but not the simplest interface. You can set expense items, set limits on them and see the dynamics of spending. It supports synchronization with Google Calendar, allows you to set goals to save money, can plan expenses. Access to the application can be further password protected.

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It is supported in Russian. Limited functionality is available for free. Three versions are available with different capabilities – from $1 per month.

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Level of financial literacy: initial.

To suit: those who have several sources of income.

Platforms: Web , iOS , Android .

10 Best Financial planning apps on Android and IOS

  • “Crap”

Financial planning apps: A convenient way to maintain a family budget. It allows you to plan expenses and income for several years in advance, to include all family members in keeping records. A shopping list can be compiled directly in the application and saved checks there. You can also plan larger purchases and set reminders for them. The service recognizes SMS from banks.

It is supported in Russian. Limited functionality is available for free. Premium version – $10 per year.

Level of financial literacy: medium.

To suit: those who scrupulously maintain the family budget, plan large purchases and set financial goals for several years to come.

Platforms: Web , iOS , Android .

10 Best Financial planning apps on Android and IOS

  • Goodbudget

The service allows you to determine the budget for the desired period, create personal items of expenditure and set limits on them. In fact, the application replaces the folding of money on envelopes for specific purposes. The budget can lead up to five people at a time. The user himself sets the planning period and the date from which he begins (for example, the date of receipt of salary). Of the minuses, the interface is not the most understandable for beginners.

Not supported in Russian. Limited functionality is available for free. The full version is 5 dollars a month or from 45 dollars a year.

Level of financial literacy: high.

To suit: those who have already dealt with financial planning and clearly know what and how much they will spend.

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Platforms: Web , iOS , Android .

10 Best Financial planning apps on Android and IOS

What other Financial planning apps are there?

Budget

Calculates how much money you can spend per day, taking into account the required monthly payments. The application is available on the Android platform.

 Financial book

The simplest application in which there is nothing superfluous. Shows expenses, income, and balance. The application is available on the iOS platform.

10 Best Financial planning apps on Android and IOS

 Zen Mani

Recognizes SMS from banks, integrates with electronic wallet systems, such as Yandex.Money, Qiwi and WebMoney. It shows the balance in the form of pizza: the more you spend, the fewer pieces of pizza remain. The application is available on iOS and Android platforms .

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